Houston DTPA & Consumer Law Cases - Appellate Decisions
(Tex.App.- Houston 2006)

Also see --> 2007-2208 Consumer Law and DTPA Cases from the Houston Courts of Appeals  

Daughtery v. Jacobs (Tex.App.- Houston [14th Dist. Jan 19, 2006)(Anderson)(DTPA car repair, consumer law)
AFFIRMED AS MODIFIED: Opinion by Justice Anderson
Before Chief Justice Hedges, Justices Brock Yates and Anderson
14-04-00682-CV        Ken Daugherty v. Mel Jacobs
Appeal from 80th District Court of Harris County (
Judge Kent Sullivan)

Supreme Court Reviews DTPA Suit

Tony Gullo Motors I v. Chapa, No. 04-0961 (Tex. Dec. 22, 2006)(Justice Brister)   
[consumer law, car purchase, DTPA, election of remedies, exemplary damages, constitutional cap]  
TONY GULLO MOTORS I, L.P. AND BRIEN GARCIA v. NURY CHAPA; from Montgomery County; 9th district
(09-03- 00568-CV, ___ S.W.3d ___, 08/26/04)
The Court remands to the court of appeals for further proceedings consistent with this opinion.

Charges Not Proven Reasonable

Arrellano v. J&K Garment Restoration Co. (Tex.App.- Houston [14th Dist.] Dec. 22, 2006)(Hudson)
(charges for services not proven to be reasonable)
[consumer law, suit on account, suit on sworn account, proof, reasonable charges]
REVERSED AND RENDERED: Opinion by Justice Hudson
Before Justices Anderson, Hudson and Guzman
14-05-00818-CV Laura Arrellano v. J&K Garment Restoration Co. d/b/a J&K Cleaners
Appeal from County Civil Court at Law No 4 of Harris County  

Houtex Ready Mix Concrete v. Eagle Construction (Tex.App.- Houston [1st Dist.] Dec. 7, 2006)(Bland)
[DTPA, frivolous suit,
attorney's fees, sanctions, bad faith]
AFFIRM TC JUDGMENT IN PART, REVERSE TC JUDGMENT IN PART, AND REMAND CASE TO TC FOR
FURTHER PROCEEDINGS: Opinion by Justice Bland
Before Chief Justice Radack, Justices Alcala and Bland
01-05-00963-CV        HouTex Ready Mix Concrete & Materials v. Eagle Construction and Environmental Services,
LP--Appeal from County Civil Court at Law No 4 of Harris County

DTPA Suit Against Car Dealership over Zero-Interest Financing / Lease

Huang v. McGill Toyota (Tex.App.-Houston [14th Dist.] Oct 19, 2006)(Seymore)(substitute op. on rehearing)
[Consumer law, auto purchase, lease, DTPA, damages]
AFFIRMED: Opinion by Justice Seymore
Before Justices Edelman, Seymore and Guzman
14-03-01287-CV Hong Huang, LaTonia Calamease, Isaak Golbraykh, Zhi Yuan Liu, Juan Ramon Mejia, Lie Kai
Pon, Yan Fen Xian, Guoyue Yu, Jing Yan Zhou, Chi-Chih Tsai, Jian-Feng Li, and Chiu K. Lee v. Don McGill
Toyota, Inc.--Appeal from 11th District Court of Harris County (
Hon. Mark Davidson)
Concurring Opinion by Justice Edelman

Douglas v. Washington Mutual Bank (Tex.App.-Houston [14th Dist.] Oct. 10, 2006, pet denied 5/4/07)(Seymore)
[consumer law, home purchase, forged warranty deed, note, summary judgment, sj evidence, conclusory affidavit]
AFFIRMED: Opinion by Justice Seymore
(Before Justices Hudson, Fowler and Seymore)
14-05-00282-CV Ralph O. Douglas v. Washington Mutual Bank
Appeal from
190th District Court of Harris County

Credit Card Holder Scores Partial Victory on Finance Charges -
Appeals Panel Revises Original Opinion

Hay v. Citibank (Tex.App.– Houston [14th Dist.] Sep. 14, 2006)(Edelman)(subst. opinion)
[consumer law,
credit card debt, quantum meruit, SJ, partial reversal, bank failed to prove agreement on finance
charges] AFFIRMED IN PART; REVERSED & REMANDED IN PART: Opinion by Justice Edelman
Before Justices Fowler, Edelman and Guzman
14-04-01131-CV Kelly K. Hay v. Citibank (South Dakota) N.A.
Appeal from County Civil Court at Law No 2 of Harris County (
Judge Gary Michael Block)

Denial of Uninsured Motorist Coverage Reversed

Jankowiak v. Allstate (Tex.App.- Houston [14th Dist.] Aug. 8, 2006)(Hudson)
[consumer law, insurance law, auto, denial of claim for uninsured motorist coverage, contract construction, public
policy, SJ reversed]
REVERSED AND REMANDED: Opinion by Justice Hudson
Before Justices Hudson, Fowler and Seymore
14-05-00072-CV Harry Jankowiak and Pam Jankowiak Individually and as Next Friend of Laci Jankowiak v. Allstate
Property and Casualty Insurance Company
Appeal from
127th District Court of Harris County (Judge Sharolyn P. Wood)

Credit card holder scores partial victory over finance charges

Hay v. Citibank (Tex.App.–Houston [14th. Dist.] June 27, 2006)
Note: This opinion was withdrawn and a substitute opinion was issued Sept 14. 2006; see above
AFFIRMED IN PART; REVERSED & REMANDED IN PART: Opinion by
Justice Edelman
[debtor’s challenge to summary judgment on credit card debt; partially reversed for lack of evidence supporting
calculation of charges for interest]
Before Justices Fowler, Edelman and Guzman
14-04-01131-CV Kelly K. Hay v. Citibank (South Dakota) N.A.
Appeal from County Civil Court at Law No 2 of Harris County (Judge Gary Michael Block)

Credit card holder successfully disputes charges

Alexander v. Citibank (Tex.App.- Houston [14th Dist.] Jan 17, 2006)(opinion by Justice Kem Frost)
[consumer law,
credit card dispute, quantum meruit, not all charges proven]
AFFIRMED: Opinion by Justice Frost
Before Chief Justice Hedges, Justices Anderson and Frost
14-04-01087-CV Susan Alexander v. Citibank (South Dakota) N.A
Appeal from County Civil Court at Law No 2 of Harris County (Judge Gary M. Block)

Car owners  win judgment in Deceptive Trade Practices Act suit over 324-day delay in  transmission
repair, but mental anguish damages are overturned on appeal

Momentum Motor Cars Ltd v. Haunstein (Tex.App.-Houston [14th Dist.] July 20, 2006)(opinion by Hedges)
[consumer suit over defective auto transmission repair, DTPA, knowing violation, unconscionable conduct,
judgment in favor of consumers affirmed except for mental anguish damages]
AFFIRMED AS MODIFIED: Opinion by Chief Justice Adele Hedges
Before Chief Justice Hedges, Justices Brock Yates and Guzman
14-05-00478-CV Momentum Motor Cars Ltd d/b/a Momentum Saab and Tavax Inc. d/b/a Discount Car Clinic v.
Karl and Sue Haunstein
Appeal from 240th District Court of Fort Bend County (Hon. Thomas Ralph Culver)

Huang v. McGill Toyota (Tex.App.-Houston [14th Dist.] Oct 19, 2006)(Seymore)(substitute opinion on rehearing)
[Consumer law, auto purchase, lease, DTPA, damages]
AFFIRMED: Opinion by Justice Seymore
Before Justices Edelman, Seymore and Guzman
14-03-01287-CV Hong Huang, LaTonia Calamease, Isaak Golbraykh, Zhi Yuan Liu, Juan Ramon Mejia, Lie Kai
Pon, Yan Fen Xian, Guoyue Yu, Jing Yan Zhou, Chi-Chih Tsai, Jian-Feng Li, and Chiu K. Lee v. Don McGill
Toyota, Inc.--Appeal from 11th District Court of Harris County (
Hon. Mark Davidson)
Concurring Opinion by Justice Edelman

Daughtery v. Jacobs (Tex.App.- Houston [14th Dist. Jan 19, 2006)(Anderson) (DTPA car repair, consumer law)
AFFIRMED AS MODIFIED: Opinion by Justice Anderson
Before Chief Justice Hedges, Justices Brock Yates and Anderson
14-04-00682-CV        Ken Daugherty v. Mel Jacobs
Appeal from 80th District Court of Harris County (
Judge Kent Sullivan)

Real Estate Transactions, Insurance

Ortiz v. Collins (Tex.App.–Houston [14th Dist.] July 6, 2006)(substituted opinion on motion for reh’g)(Yates)
[
real estate transaction, foreclosure, forcible detainer and entry FDE, eviction, fraud, BoC, promissary estoppel,
statute of frauds, DTPA, counterclaim for attorneys fees, finality]
AFFIRMED IN PART; REVERSED & REMANDED IN PART: Opinion by Justice Brock Yates
Before Justices Brock Yates, Anderson and Mirabal)
14-04-01156-CV Robert Ortiz v. Andrew Collins, Tim Welsh and Jerel S. Twyman
Appeal from
295th District Court of Harris County (Judge Tracy Kee Christopher)
Concurring Opinion by Justice Mirabal

Chapman v. Olbrich (Tex.App.-Houston [14th Dist.] June 29, 2006)(Frost)
[
home sale, specific performance]
AFFIRMED: Opinion by Justice Frost
Before Justices Hudson, Frost and Seymore)
14-05-00056-CV James and Patricia Chapman v. Doug and Eleanor Olbrich
Appeal from
157th District Court of Harris County
Dissenting Opinion by Justice Hudson

Coats v. Farmers Ins. Exchange (Tex.App.-Houston [14th Dist.] June 29, 2006)(Seymore)
[
homeowner insurance policy, insurance code claim]
AFFIRMED IN PART; REVERSED & REMANDED IN PART: Opinion by Justice Seymore
Before Justices Hudson, Frost and Seymore)
14-04-00686-CV John Coats and Shahin Coats v. Farmers Insurance Exchange
Appeal from
270th District Court of Harris County (Brent Gamble)

Problems with Insurance Coverage - Bad Faith Claims

Thomas v. Allstate Ins. Co. (Tex.App.- Houston [14th Dist.] Aug. 10, 2006)(Frost)
[
insurance code violation, prior appeal partial reversal, no evidence MSJ, proof of damages]
AFFIRMED: Opinion by Justice Frost
Before Justices Hudson, Frost and Seymore
14-05-00293-CV Glenn Thomas v. Allstate Insurance Company
Appeal from
152nd District Court of Harris County (Judge Kenneth Price Wise)

Fire Insurance Exchange v. Sullivan (Tex.App.- Houston [14th Dist.] Feb. 7, 2006)(Guzman)
[
insurance homeowner, water damage, mold]
REVERSED AND RENDERED: Justice Guzman
(Before Justices Edelman, Seymore and Guzman)
14-04-00081-CV Fire Insurance Exchange v. Clifton Sullivan and Diane Sullivan
Appeal from County Court at Law No 3 & Probate Court of Brazoria County

Automobile Purchases, Car Repairs, Car Insurance

Kheir v. Progressive County Mutual Ins. Co. (Tex.App.–Houston [14th Dist.] June 13, 2006)(Fowler)
[conversion involving car, car title, DTPA, breach of contract, negligent representation, fraud, conspiracy,
conversion, and wrongful repossession, declaratory relief and specific performance; subrogation; denial of order
undeeming deemed admissions not an abuse of discretion; good cause not established by proper evidence; legal
sufficiency of award of exemplary damages]
http://www.14thcoa.courts.state.tx.us/opinions/htmlopinion.asp?OpinionId=82232
AFFIRMED IN PART; REVERSED & REMANDED IN PART: Opinion by Justice Fowler
Before Justices Hudson, Fowler and Seymore
14-04-00694-CV Said Kheir a/k/a Benny Kheir, Individually, C & S Sports & Imports and Remington International v.
Progressive County Mutual Insurance Company, as Subrogee of Jose Antonio Valdes
Appeal from County Civil Court at Law No 4 of Harris County (Judge Cynthia Crowe)

Pye’s Auto Sales v. Gulf State Finance Co. (Tex.App.-Houston [1st Dist.] May 25, 2006)(Nuchia)
[auto financing, alter ego, piercing corporate veil, actual authority, apparent authority, ratification, Sidney is not
liable in his individual capacity]
http://www.1stcoa.courts.state.tx.us/opinions/htmlopinion.asp?OpinionId=83076
AFFIRM TC JUDGMENT IN PART, REVERSE TC JUDGMENT IN PART, AND RENDER JUDGMENT: Opinion by
Justice Nuchia
(Before Chief Justice Radack, Justices Taft and Nuchia)
01-05-00670-CV Pye's Auto Sales, Inc., and Sidney T. Pey, III, a/k/a Sidney Pye v. Gulf States Finance Company
Appeal from
151st District Court of Harris County (Hon. Caroline E. Baker)

Truck Insurance v. Chalfant  (Tex.App.–Houston [1st Dist.] April 13, 2006)(Hanks)
[automobile insurance coverage dispute, no auto insurance coverage for company president because insured was
the corporation and claimant was not a family member of the corporation, nor an individual designated by name as
covered]
REVERSE TC JUDGMENT AND RENDER JUDGMENT: Opinion by Justice George Hanks
Before Justices Nuchia, Keyes and Hanks
01-05-00546-CV Truck Insurance Exchange v. Steven Chalfant
Appeal from
133rd District Court of Harris County (Hon. Lamar McCorkle)
(“Where only a corporation is named as an insured and no name is provided as a designated person in the
UM/UIM endorsement, the policy has a certain and definite legal meaning which did not include coverage for
occupants of a vehicle which was not owned or leased by the corporation.”)

Tex-On Motor v. Trans South Financial (Tex.App.–Houston [14th Dist.] March 16, 2006)(Seymore)
[consumer law, auto repair, conversion, temporary injunction]
DISMISSED IN PART; REVERSED AND REMANDED IN PART:
Opinion by Justice Seymore
(Before Justices Edelman, Seymore and Guzman)
14-04-00366-CV  Tex-On Motor Center v. Trans South Financial Corporation, Roy D. Fitzpatrick and Marsha J.
Fitzpatrick
Appeal from County Civil Court at Law No 4 of Harris County (Judge Cynthia Crowe)

Momentum Motor Cars Ltd v. Haunstein (Tex.App.-Houston [14th Dist.] July 20, 2006)(opinion by Hedges)
[consumer suit over defective auto transmission repair, DTPA, knowing violation, unconscionable conduct,
judgment in favor of consumers affirmed except for mental anguish damages]
AFFIRMED AS MODIFIED: Opinion by Chief Justice Adele Hedges
Before Chief Justice Hedges, Justices Brock Yates and Guzman
14-05-00478-CV Momentum Motor Cars Ltd d/b/a Momentum Saab and Tavax Inc. d/b/a Discount Car Clinic v.
Karl and Sue Haunstein
Appeal from 240th District Court of Fort Bend County (Hon. Thomas Ralph Culver)

Other consumer problems and issues

Carruth v. Sci Texas Funeral Services, Inc. (Tex.App.–Houston [1st Dist.] July 20, 2006)(by Keyes)
AFFIRM TC JUDGMENT: Opinion by Justice Keyes
Before Justices Nuchia, Keyes and Hanks)
01-04-00993-CV Hunter Carruth v. Sci Texas Funeral Services, Inc.
Appeal from County Civil Court at Law No 4 of Harris County
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